•Hire Purchase - Low deposit, fixed monthly budgeting, terms from 12-60 months with no final payment.
•Personal Contract Purchase (P.C.P.)/Lease Purchase - Ideal for purchasers who regularly change cars every 2 or 3 years, offering low deposits, lower monthly payments and one final balloon payment.
•Variable rate finance - Perfect for high net worth people or self employed business owners. This option has very low payments but you have to borrow over £25000. For information about this product please contact us.
Our finance is arranged through a number of leading automotive finance providers in the UK including MotoNovo Finance, Connected Car Finance plus many more of the major high street banks. Finance is subject to status and availability. If you want any more help or advice on which package best suits you please feel free to call, we would be more than happy to assist.
Specialist Cars UK hold a current valid FCA licence and is approved by the FCA. We can take deposits over the phone by most major credit and debit cards, however credit cards will be subject to fee, please call for details.
For any finance enquiries please fill out your details below and we will endeavour to get back to as soon as possible.
Dealer Finance
What is PCP?
What is HP?
Customer Reviews
10/10 would use Specialist cars again, thank you Gary, Phil and Caroline for the excellent service and an enjoyable experience. I bought a Range Rover... Read More
Thomas Campbell
I have just bought a kia sportage from specialist cars ltd (Cardiff) and I am so happy with the car its exactly how they described it and more the sta... Read More
Shane Kirkbright
Great buying experience. Gary, Phil and the team were very professional in a relaxed no pressure environment, the quality of the cars do all the talki... Read More
Russell Chattin
Purchased my car a month ago after a very long search for what I wanted. As a single female shopping for a car I was daunted and had experienced some... Read More
Maria DeAbreu
Brilliant dealer. Regularly getting fresh top line stock. Have bought 1 car from this dealer and going back for another this month. Great customer ser... Read More
James Elias
Fantastic selection of truly of outstanding cars! I have bought a number of "High End" Cars from mainly Franchised dealers over the years, these guys... Read More
Leyton Thomas
I purchased a Mercedes from them around 3 months ago. Great customer service and friendly sales pitch from Aaron. Absolutely no problems with the car... Read More
Jeff Smith
Cannot fault the service this garage provides to its customers! Had an excellent experience with them and was a hassle free! Kudos to Aaron who was fa... Read More
pawandeep singh
Great,friendly service, genuinely so delighted with the car, great selection in the showroom, I would recommend to anyone interested in buying a quali... Read More
huw thomas
Very easy and friendly experience, if you want a fast car this place has a fine selection. Thanks Alan and team all the best for the future.... Read More
Alex Palm
I left a review here in 2018 when purchasing a vehicle from Specialist Cars, the review was deleted when I had deleted a previous account so I'll retu... Read More
Alexander Vandervolk
Bought an AMG from Specialist Cars in August. Great service from all the team from start to finish. Absolutely no selling pressure. All the cars are p... Read More
Paul King
Overall a high class service was provided by the staff at Specialist Cars UK, especially with the Sales Manager that helped me specifically. Extremely... Read More
Martin Andrews
Brilliant service,accommodating and helpfull. Would recommend. Great quality cars... Read More
Paul James
I can’t thank Aaron and Phil enough for the hard work they done sourcing me the car I’ve wanted for so long. I didn’t think they’d be able to... Read More
Oliver Williams
Contact Details
7 & 8Lewis Court
50 Portmanmoor Road
Cardiff
South Wales
CF24 5HQ 02920 485080 sales@specialistcars.uk.com